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Out of love for the truth and the desire to bring it to light, the following propositions will be discussed at Wittenberg, under the oversight of the Reverend Father Martin Luther, Master of Arts and Sacred Theology, and Lecturer on these subjects at Wittenberg. Wherefore he requests that those who are unable to be present and debate orally with us, may do so by letter.

In the Name of Our Lord Jesus Christ. Amen.

1. When our lord and Master Jesus Christ said “Repent,” he intended that the entire life of believers should be repentance.

2. This word repentance cannot be understood to mean the sacrament of penance, or the act of confession and satisfaction administered by the priests.

3. Yet it does not mean inward repentance only, as there is no inward repentance that does not manifest itself outwardly through various mortifications of the flesh.

4. The penalty of sin, therefore, continues so long as hatred of self, or true inward repentance, continues, and it continues until our entrance into the kingdom of heaven.

5. The pope does not intend to remit, and cannot remit, any penalties except those that he has imposed either by his own authority or by the authority of the canons.

6. The pope cannot remit any guilt, except by declaring that it has been remitted by God and by assenting to God’s work of remission. To be sure, however, the pope may grant remission in cases reserved to his judgment. If his right to grant remission in such cases was disregarded, the guilt would remain entirely unforgiven.

7. God remits guilt to no one whom he does not at the same time humble in all things and also bring him into subjection to his vicar, the priest.

8. The penitential canons are imposed only on the living, and according to them nothing should be imposed on the dying.

9. Therefore the holy spirit through the pope is kind to us, because in his decrees he always makes exception of the article of death and of necessity.

10. Ignorant and wicked are the acts of those priests who, in the case of the dying, reserve canonical penances for purgatory.

11. This changing of the canonical penalty to the penalty of purgatory is quite evidently one of the tares that were sown while the bishops slept.

12. In former times the canonical penalties were imposed not after but before absolution, as tests of true contrition.

13. The dying are freed by death from all penalties. They are already dead to canonical laws and have a right to be released from them.

14. The imperfect spiritual health, or the imperfect love, of the dying person necessarily brings with it great fear; and the smaller the love, the greater is the fear.

15. This fear and horror is sufficient in itself alone, to say nothing of other things, to constitute the penalty of purgatory, since it is very near to the horror of despair.

16. Hell, purgatory, and heaven seem to differ as do despair, near despair, and the assurance of safety.

17. Concerning souls in purgatory, it seems necessary that horror should grow less and love increase.

18. It seems unproved, either by reason or Scripture, that they are outside the state of merit, that is, of increasing love.

19. Again, it seems unproved that souls in purgatory, or at least that all of them, are certain or assured of their own blessedness, though we may be quite certain of it.

1. When our lord and Master Jesus Christ said “Repent,” he intended that the entire life of believers should be repentance.

20. Therefore by “full remission of all penalties” the pope means not actually “of all,” but only of those penalties imposed by himself.

21. Therefore those preachers of indulgences are in error, who say that by the pope’s indulgences a man is freed from every penalty and is saved.

22. In fact, the pope remits no penalty for the souls in purgatory that, according to the canons, they would have had to pay in this life.

23. If it is at all possible to grant to anyone the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very few.

24. Therefore, the greater part of the people are necessarily deceived by that indiscriminate and high-sounding promise of release from penalty.

25. The power that the pope has in a general way over purgatory is just like the power that any bishop or curate has in a particular way over his own diocese or parish.

26. The pope does well when he grants remission to souls in purgatory, not by the power of the keys, which in this case he does not possess, but by way of intercession.

27. They preach man-made doctrines who say that so soon as the coin jingles into the money-box, the soul flies out of purgatory.

28. It is certain that when the coin jingles into the money-box, greed and avarice can be increased, but the result of the intercession of the church is in the power of God alone.

29. Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal?

30. No one is sure that his own contrition is sincere, much less that he can attain full remission.

31. As the man who is truly repentant is rare, so rare also is the man who truly buys indulgences. Indeed, such men are most rare.

32. They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon.

33. Men must be on their guard against those who say that the pope’s pardons are that inestimable gift of God by which man is reconciled to him;

34. For these graces of pardon concern only the penalties of sacramental satisfaction, and these are appointed by man.

35. They preach no Christian doctrine who teach that contrition is not necessary in those who intend to buy souls out of purgatory or to buy confessional privileges.

36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.

37. Every true christian, whether living or dead, has part in all the benefits of Christ and the church; and this is granted to him by God, even without letters of pardon.

38. Nevertheless, the remission and participation in the benefits of the church, which are granted by the pope, are in no way to be despised, for they are, as I have said, the declaration of divine remission.

39. It is very difficult, even for the most educated theologians, at one and the same time to commend to the people the abundance of pardons and also the need of true contrition.

40. True contrition seeks and loves penalties, but liberal pardons only relax penalties and cause them to be hated, or at least they give a reason for hating them.

41. Papal indulgences are to be preached with caution, so that the people may not falsely think of them as preferable to other good works of love.

42. Christians are to be taught that the pope does not intend the buying of pardons to be compared in any way to works of mercy.

43. Christians are to be taught that he who gives to the poor or lends to the needy does a better work than buying pardons;

44. Because love grows by works of love, man becomes better by doing works of love. By buying pardons, however, man does not grow better, only more free from penalty.

45. Christians are to be taught that he who sees a man in need and passes him by and gives his money for pardons instead, purchases not the indulgences of the pope, but the indignation of God.

46. Christians are to be taught that unless they have more money than they need, they are bound to reserve what is necessary for their own families, and by no means to squander it on pardons.

47. Christians are to be taught that the buying of pardons is a matter of free will, not of commandment.

48. Christians are to be taught that the pope, in granting pardons, needs and therefore desires their devout prayer for him more than their money.

49. Christians are to be taught that the pope’s pardons are useful so long as they do not put their trust in them; but altogether harmful if they lose their fear of God because of them.

36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.

50. Christians are to be taught that if the pope knew the exactions of the indulgence preachers, he would rather that St. Peter’s church should go to ashes than that it should be built up with the skin, flesh, and bones of his sheep.

51. Christians are to be taught that it would be the pope’s wish, as it is his duty, to give of his own money to many of those from whom certain hawkers of pardons cajole money, even though the church of St. Peter might have to be sold.

52. The assurance of salvation by letters of pardon is vain, even though the indulgence commissary or the pope himself were to stake his soul upon it.

53. They are enemies of Christ and the pope who bid the Word of God to be silent in some churches in order that pardons may be preached in others.

54. Injury is done to the Word of God when, in the same sermon, an equal or a longer time is spent on pardons than on the Word.

55. It must be the pope’s intention that if pardons, which are a very small thing, are celebrated with one bell, single processions, and ceremonies, then the gospel, which is the very greatest thing, should be preached with a hundred bells, a hundred processions, and a hundred ceremonies.

56. The treasures of the church, out of which the pope grants indulgences, are not sufficiently named or known among the people of Christ.

57. That they are not temporal treasures is certainly evident, for many vendors do not pour out such treasures so easily, but only gather them.

58. Nor are they the merits of Christ and the saints, for even without the pope, these always work grace for the inner man, and the cross, death, and hell for the outward man.

59. St. laurence said that the treasures of the church were the church’s poor, but he spoke according to the usage of the word in his own time.

60. Without being rash we say that the keys of the church, given by Christ’s merit, are that treasure;

61. For it is clear that the power of the pope is in itself sufficient for the remission of penalties and of cases reserved for his jurisdiction.

62. The true treasure of the church is the most holy gospel of the glory and grace of God.

63. But this treasure is naturally most odious, for it makes the first to be last.

64. On the other hand, the treasure of indulgences is naturally most acceptable, for it makes the last to be first.

65. Therefore the treasures of the gospel are nets with which they would formerly fish for men of riches.

66. The treasures of the indulgences are nets with which they now fish for the riches of men.

67. The indulgences that the preachers cry as the “greatest graces” are known to be truly such, insofar as they promote gain.

68. In truth, however, they are the absolute smallest graces compared with the grace of God and the piety of the cross.

69. Bishops and curates are bound to admit the commissaries of papal pardons with all reverence.

70. But still more are they bound to strain all their eyes and attend with all their ears, lest these men preach their own dreams instead of the pope’s commission.

71. Let him who speaks against the truth of papal pardons be anathema and accursed!

72. But let him who guards against the lust and license of the pardon-preachers be blessed!

73. The pope justly thunders against those who, by any means, contrive harm to the traffic of pardons.

74. But much more does he intend to thunder against those who use the pretext of pardons to contrive injury to holy love and truth.

62. The true treasure of the church is the most holy gospel of the glory and grace of God.

75. To consider the papal pardons so great that they could absolve a man even if he had committed an impossible sin and violated the Mother of God is madness.

76. We say, on the contrary, that the papal pardons are not able to remove the very least of venial sins, so far as its guilt is concerned.

77. It is said that even St. Peter, if he were now pope, could not bestow greater graces. This is blasphemy against St. Peter and against the pope.

78. We say, on the contrary, that even the present pope, and any pope at all, has greater graces at his disposal: namely, the gospel, powers, gifts of healing, etc., as it is written in 1 Corinthians 12.

79. To say that the cross emblazoned with the papal arms, which is set up by the preachers of indulgences, is of equal worth with the cross of Christ, is blasphemy.

80. Bishops, curates, and theologians who allow such talk to be spread among the people will have to account for this.

81. This unbridled preaching of pardons makes it difficult, even for learned men, to rescue the reverence due to the pope from slander, or even from the shrewd questions of the laity.

82. Such questions as the following: “Why does the pope not empty purgatory, for the sake of holy love and for the sake of desperate souls that are there, if he redeems an infinite number of souls for the sake of miserable money with which to build a church? The former reasons would be most just, while the latter is most trivial.”

83. Or: “why are funeral and anniversary masses for the dead continued, and why does he not return or permit the withdrawal of the endowments founded on their behalf, since it is wrong to pray for the redeemed?”

84. Or: “what is this new piety of God and the pope, that for money they allow a man who is impious and their enemy to buy out of purgatory the pious soul of a friend of God, and do not rather, because of that pious and beloved soul’s own need, free it for pure love’s sake?”

85. Or: “why are the penitential canons, long since in actual fact and through disuse abrogated and dead, now satisfied by the granting of indulgences, as though they were still alive and in force?”

86. Or: “why does not the pope, whose wealth today is greater than the riches of the richest, build this one basilica of St. Peter with his own money, rather than with the money of poor believers?”

87. Or: “what does the pope remit, and what participation in the benefits of the church does he grant, to those who, by perfect contrition, have a right to full remission and participation?”

88. Or: “what greater blessing could come to the church than if the pope were to do a hundred times a day what he now does once, and bestow on every believer these remissions and participation?”

89. Or finally: “since the pope, by his pardons, seeks the salvation of souls rather than money, why does he suspend the indulgences and pardons granted prior to now, since these have equal efficacy?”

90. To repress these convincing arguments of the laity by force alone, and not to resolve them by giving reasonable answers, is to expose the church and the pope to the ridicule of their enemies, and to leave Christians unsatisfied.

91. If, therefore, pardons were preached according to the spirit and mind of the pope, all these doubts would be readily resolved. Indeed, they would not exist.

92. Away, then, with all those prophets who say to the people of Christ, “Peace, peace,” and there is no peace.

93. Blessed be all those prophets who say to the people of Christ, “Cross, cross,” and there is no cross!

94. Christians are to be exhorted to be diligent in following Christ, their Head, through penalties, death, and hell;

95. And thus be confident of entering into heaven through many tribulations, rather than through the false assurance of peace.

This text is taken from Stephen J. Nichols, ed., Martin Luther’s Ninety-Five Theses (Phillipsburg, N.J.: P&R, 2002).

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