20. Therefore by “full remission of all penalties” the pope means not actually “of all,” but only of those penalties imposed by himself.
21. Therefore those preachers of indulgences are in error, who say that by the pope’s indulgences a man is freed from every penalty and is saved.
22. In fact, the pope remits no penalty for the souls in purgatory that, according to the canons, they would have had to pay in this life.
23. If it is at all possible to grant to anyone the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very few.
24. Therefore, the greater part of the people are necessarily deceived by that indiscriminate and high-sounding promise of release from penalty.
25. The power that the pope has in a general way over purgatory is just like the power that any bishop or curate has in a particular way over his own diocese or parish.
26. The pope does well when he grants remission to souls in purgatory, not by the power of the keys, which in this case he does not possess, but by way of intercession.
27. They preach man-made doctrines who say that so soon as the coin jingles into the money-box, the soul flies out of purgatory.
28. It is certain that when the coin jingles into the money-box, greed and avarice can be increased, but the result of the intercession of the church is in the power of God alone.
29. Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal?
30. No one is sure that his own contrition is sincere, much less that he can attain full remission.
31. As the man who is truly repentant is rare, so rare also is the man who truly buys indulgences. Indeed, such men are most rare.
32. They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon.
33. Men must be on their guard against those who say that the pope’s pardons are that inestimable gift of God by which man is reconciled to him;
34. For these graces of pardon concern only the penalties of sacramental satisfaction, and these are appointed by man.
35. They preach no Christian doctrine who teach that contrition is not necessary in those who intend to buy souls out of purgatory or to buy confessional privileges.
36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.
37. Every true christian, whether living or dead, has part in all the benefits of Christ and the church; and this is granted to him by God, even without letters of pardon.
38. Nevertheless, the remission and participation in the benefits of the church, which are granted by the pope, are in no way to be despised, for they are, as I have said, the declaration of divine remission.
39. It is very difficult, even for the most educated theologians, at one and the same time to commend to the people the abundance of pardons and also the need of true contrition.
40. True contrition seeks and loves penalties, but liberal pardons only relax penalties and cause them to be hated, or at least they give a reason for hating them.
41. Papal indulgences are to be preached with caution, so that the people may not falsely think of them as preferable to other good works of love.
42. Christians are to be taught that the pope does not intend the buying of pardons to be compared in any way to works of mercy.
43. Christians are to be taught that he who gives to the poor or lends to the needy does a better work than buying pardons;
44. Because love grows by works of love, man becomes better by doing works of love. By buying pardons, however, man does not grow better, only more free from penalty.
45. Christians are to be taught that he who sees a man in need and passes him by and gives his money for pardons instead, purchases not the indulgences of the pope, but the indignation of God.
46. Christians are to be taught that unless they have more money than they need, they are bound to reserve what is necessary for their own families, and by no means to squander it on pardons.
47. Christians are to be taught that the buying of pardons is a matter of free will, not of commandment.
48. Christians are to be taught that the pope, in granting pardons, needs and therefore desires their devout prayer for him more than their money.
49. Christians are to be taught that the pope’s pardons are useful so long as they do not put their trust in them; but altogether harmful if they lose their fear of God because of them.