7. It must seek to reward and incentivize thrift.
In a fallen world, money and investments can quickly be distorted to idolatrous ends. For that reason, thrift is a very important issue in the Christian worldview. In a fallen world, abundance one day can turn into scarcity the next. Thrift may be what provides survival in times of poverty.
8. It must uphold the family as the most basic economic unit.
When thinking about economic theory embedded in the beginning of the Bible, the dominion mandate is central, but so is the divine institution of marriage. The pattern of leaving and cleaving described in Genesis 2 is fundamental to our economic understanding. Adam and Eve were the first economic unit. The result is that the family, biblically defined, is the most basic and essential unit of the economy.
9. It must respect community.
Most secular thinkers and economists begin with the community and then move to the family. However, thinking from larger to smaller economic units not only does not work in theory, it also fails in practice. Beginning with the family unit and then working out toward the community is a much smarter option. The doctrine of subsidiarity—which emerged out of natural law theory—teaches that meaning, truth, and authority reside in the smallest meaningful unit possible. If the family unit is deficient, no government can meet the need of its citizens. When the family is strong, government can be small. When the family is weak, however, the government must compensate for the loss. By focusing on the family, we respect and better the community.
10. It must reward generosity and proper stewardship.
Christians who are committed to the economics of the kingdom and to the good of the next generation must live with a future-oriented financial perspective. We each have the responsibility, whether we own a lot or a little, to see that our generosity endures far beyond our lifespan. Spirited generosity, which is so clear in Scripture, is essential to a Christian economic worldview.
11. It must respect the priority of the church and its mission.
Christians must embrace economic priorities that the rest of the world simply will not understand. Christians must invest in churches, seminaries, and international missions. These are distinctive Christian financial commitments. Our ultimate financial commitment is not to ourselves or to our own investments but to the kingdom of Christ. Thus, Christians should always be ready to experience upheaval in economic priorities and arrangements because urgent kingdom issues can intervene at any moment.
12. It must focus on eschatological judgment and eschatological promise.
This life and its resources cannot deliver ultimate joy. The Christian worldview reminds us that we must live with the recognition that we will give an account to the Lord for our stewardship of our resources. At the same time, Christians must look to the eschatological promise of the new heavens and earth as our ultimate economic hope. We must lay up treasures in heaven and not on earth.